:root{--rose:#7A1F35;--rose-d:#5C1627;--gold:#C9962C;--gold-d:#A87A1C;--ink:#241A1C;--white:#fff;--soft:#FBF3EC;--gray:#5E5350;--line:#EFDFCE;--font-head:'Sora',sans-serif;--font-disp:'Cormorant Garamond',Georgia,serif;--font-body:'Nunito Sans',sans-serif;--container:1180px;--radius:14px;--shadow:0 6px 20px rgba(36,26,28,.07);--shadow-lg:0 14px 34px rgba(36,26,28,.10);--trans:.2s ease}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-padding-top:90px}
body{font-family:var(--font-body);font-size:16.5px;color:var(--ink);background:var(--white);line-height:1.68}
h1,h2,h3,h4{font-family:var(--font-head);letter-spacing:-.01em;line-height:1.2}
img{max-width:100%;height:auto;display:block}
a{color:var(--rose)}
a:hover{color:var(--rose-d)}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--ink);color:#fff;padding:10px 16px;z-index:10000}
.skip-link:focus{left:8px;top:8px}
.container{max-width:var(--container);margin:0 auto;padding:0 24px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--gold);color:var(--ink);font-weight:800;font-size:16px;padding:14px 26px;text-decoration:none;border-radius:6px;box-shadow:0 10px 22px rgba(201,150,44,.3);border:2px solid var(--gold);transition:transform var(--trans),box-shadow var(--trans)}
.btn:hover{background:var(--gold-d);border-color:var(--gold-d);color:var(--ink);transform:translateY(-1px)}
.btn-rose{background:var(--rose);border-color:var(--rose);color:#fff;box-shadow:0 10px 22px rgba(122,31,53,.28)}
.btn-rose:hover{background:var(--rose-d);border-color:var(--rose-d);color:#fff}
.btn-ghost{background:#fff;color:var(--ink);border:2px solid var(--line);box-shadow:none}
.btn-ghost:hover{background:var(--soft);color:var(--ink);border-color:var(--line)}
.btn-sm{font-size:14px;padding:10px 18px}
.topbar{background:var(--rose-d);color:#F0D9DD;font-size:13.5px;padding:9px 0}
.topbar-inner{display:flex;justify-content:space-between;gap:16px;align-items:center}
.topbar a{color:var(--gold);font-weight:800;text-decoration:none}
.topbar-loc{color:#F0D9DD}
.site-header{position:sticky;top:0;z-index:100;background:#fff;box-shadow:0 1px 0 var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:76px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);flex-shrink:1;min-width:0}
.logo img{width:auto;height:46px}
.nav-links{display:flex;align-items:center;gap:1.35rem;list-style:none;margin:0;padding:0}
.nav-links a{color:var(--ink);text-decoration:none;font-weight:700;font-size:14.5px}
.nav-links a:hover{color:var(--rose)}
.nav-links a.nav-cta{color:var(--ink);background:var(--gold);padding:10px 18px;border-radius:6px;font-weight:800}
.nav-links a.nav-cta:hover{background:var(--gold-d);color:var(--ink)}
.has-dropdown{position:relative}
.dd-arrow{font-size:11px}
.dropdown{position:absolute;top:100%;left:-12px;min-width:270px;padding:.5rem 0;margin:0;list-style:none;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity var(--trans),visibility var(--trans),transform var(--trans);z-index:1000}
.has-dropdown:hover .dropdown,.has-dropdown:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown li{list-style:none}
.dropdown a{display:block;padding:.55rem 1.1rem;white-space:nowrap;font-weight:600}
.dropdown a:hover{background:var(--soft);color:var(--rose)}
.hamburger{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;min-width:44px;min-height:44px;background:none;border:0;cursor:pointer;padding:.5rem}
.hamburger span{display:block;width:24px;height:2px;background:var(--rose);border-radius:2px;transition:transform var(--trans),opacity var(--trans)}
.hamburger[aria-expanded="true"] span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
.hamburger[aria-expanded="true"] span:nth-child(2){opacity:0}
.hamburger[aria-expanded="true"] span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}
.mob-drawer{position:fixed;top:0;right:0;bottom:0;width:min(330px,86vw);background:#fff;z-index:9999;transform:translateX(100%);transition:transform .3s ease;overflow-y:auto;padding:1.5rem}
.mob-drawer[hidden]{display:block;transform:translateX(100%);visibility:hidden}
.mob-drawer:not([hidden]){transform:translateX(0);visibility:visible}
.drawer-close{position:absolute;top:10px;right:12px;background:none;border:0;font-size:22px;min-width:44px;min-height:44px;cursor:pointer;color:var(--ink)}
.mob-drawer ul{list-style:none;margin:2.5rem 0 0;padding:0}
.mob-drawer li{list-style:none}
.mob-drawer a{display:block;padding:.8rem 0;font-size:1.02rem;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink);font-weight:600}
.mob-drawer .drawer-h{font-family:var(--font-head);font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--rose);padding:1rem 0 .2rem;border:0;font-weight:800}
.mob-drawer .drawer-note{font-size:14px;color:var(--gray);margin-top:1.2rem}
.mob-drawer a.drawer-cta{background:var(--gold);color:var(--ink);text-align:center;border-radius:6px;margin-top:1rem;font-weight:800;border:0}
.mob-overlay{position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:9998;opacity:0;visibility:hidden;transition:opacity var(--trans),visibility var(--trans)}
.mob-overlay.visible{opacity:1;visibility:visible}
/* hero */
.hero{position:relative;isolation:isolate;overflow:hidden;background:linear-gradient(135deg,#FFF 0%,var(--soft) 100%);padding:64px 0}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center;position:relative;z-index:2}
.badge{display:inline-flex;align-items:center;gap:7px;background:var(--soft);color:var(--rose-d);font-weight:800;font-size:13px;padding:8px 15px;border-radius:100px;margin-bottom:18px;border:1px solid var(--line)}
.badge:before{content:"\25CF";color:var(--gold);font-size:10px}
.badge-alt{background:var(--gold);color:var(--ink);border-color:var(--gold)}
.badge-alt:before{color:var(--rose-d)}
.hero h1{font-family:var(--font-disp);font-weight:700;font-size:clamp(2rem,5vw,3.1rem);line-height:1.1;margin-bottom:16px}
.hero h1 span{color:var(--rose)}
.hero-sub{color:var(--gray);font-size:17.5px;max-width:520px;margin-bottom:24px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:22px}
.trustrow{display:flex;gap:18px;flex-wrap:wrap;color:var(--gray);font-size:13.5px;font-weight:700;list-style:none}
.trustrow li:before{content:"\2713\00a0";color:var(--rose)}
.statpanel{background:var(--rose-d);color:#fff;border-radius:var(--radius);padding:28px}
.statpanel h2{font-size:15px;color:#F0D9DD;margin-bottom:12px;font-weight:700}
.strow{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.16);font-size:14.5px}
.strow:last-child{border-bottom:none}
.strow b{color:var(--gold);font-family:var(--font-head);font-size:15px;text-align:right}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.has-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(60,12,26,.86),rgba(60,12,26,.42));z-index:-1}
.hero.has-hero h1,.hero.has-hero .hero-sub,.hero.has-hero .trustrow{color:#fff}
.hero.has-hero h1 span{color:var(--gold)}
/* page head */
.pagehead{position:relative;isolation:isolate;overflow:hidden;background:linear-gradient(120deg,var(--rose-d) 0%,var(--rose) 100%);color:#fff;padding:48px 0 54px}
.pagehead .container{position:relative;z-index:2}
.pagehead h1{font-family:var(--font-disp);font-weight:700;font-size:clamp(1.9rem,4.4vw,2.9rem);line-height:1.12;margin-bottom:12px;max-width:900px}
.pagehead .hero-sub{color:#F6E6E9;max-width:760px;margin-bottom:20px}
.crumbs{font-size:13px;margin-bottom:16px;color:#F0D9DD}
.crumbs a{color:#fff}
.crumbs span{opacity:.7}
.zips{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 20px;list-style:none;align-items:center}
.zips-label{font-size:13px;font-weight:800;color:#F0D9DD;margin-right:4px}
.zip-chip{display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.4);color:#fff;font-weight:800;font-size:13.5px;padding:5px 13px;border-radius:100px}
.pagehead .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
/* sections */
.sec{padding:clamp(3rem,6vw,4.75rem) 0;background:#fff}
.sec-soft{background:var(--soft)}
.kick{color:var(--rose-d);font-weight:800;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.sec h2.sec-title,.sec-title{font-family:var(--font-disp);font-weight:700;font-size:clamp(1.7rem,3.4vw,2.4rem);margin:10px 0 28px}
.strip{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.strip-inner{display:flex;justify-content:space-between;padding:18px 24px;flex-wrap:wrap;gap:10px}
.stripitem{display:flex;align-items:center;gap:9px;font-weight:800;font-size:14px}
.stripitem .ic{color:var(--rose);font-size:18px}
.emergency{background:var(--gold);color:var(--ink);padding:24px 0}
.emergency-inner{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.emergency h2{font-size:22px}
.emergency p{font-size:15px}
.emergency .btn{background:var(--rose-d);border-color:var(--rose-d);color:#fff;box-shadow:none}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.card .ic{width:50px;height:50px;background:var(--soft);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:23px;margin-bottom:14px}
.card h3{font-size:18px;margin-bottom:8px}
.card p{font-size:14.5px;color:var(--gray);margin-bottom:12px}
.card a.more{color:var(--rose);font-weight:800;font-size:14px;text-decoration:none}
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.whycard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;text-align:center}
.whycard .num{width:44px;height:44px;background:var(--rose);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-head);font-weight:700;margin:0 auto 14px;font-size:18px}
.whycard h3{font-size:16.5px;margin-bottom:6px}
.whycard p{font-size:14.5px;color:var(--gray)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative}
.steps:before{content:"";position:absolute;top:30px;left:12%;right:12%;height:2px;background:var(--line)}
.step{text-align:center;padding:0 16px;position:relative}
.step .n{width:60px;height:60px;border-radius:50%;background:var(--gold);color:var(--ink);font-family:var(--font-head);font-weight:800;font-size:22px;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;position:relative;z-index:2}
.step h3{font-size:17px;margin-bottom:6px}
.step p{font-size:14.5px;color:var(--gray)}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);margin:18px 0}
.table-wrap table{width:100%;border-collapse:collapse;min-width:520px;font-size:15px}
.table-wrap th{background:var(--rose-d);color:#fff;text-align:left;padding:13px 16px;font-family:var(--font-head);font-size:12.5px;text-transform:uppercase;letter-spacing:.04em}
.table-wrap td{padding:13px 16px;border-top:1px solid var(--line);vertical-align:top}
.table-wrap tr:nth-child(even) td{background:var(--soft)}
.insurepanel{background:var(--rose-d);color:#fff;border-radius:16px;padding:32px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.insurepanel h2{font-size:24px;margin-bottom:8px;color:var(--gold)}
.insurepanel p{font-size:15.5px;color:#F0D9DD;max-width:620px}
.areas{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.areas a{background:var(--soft);padding:13px 14px;border-radius:10px;color:var(--ink);text-decoration:none;font-weight:700;font-size:14px;text-align:center;border:1px solid var(--line)}
.areas a:hover{background:#F3E4D4}
.ctaband{background:var(--rose-d);color:#fff;padding:60px 0;text-align:center}
.ctaband h2{font-family:var(--font-disp);font-size:clamp(1.8rem,4vw,2.6rem);margin-bottom:8px}
.ctaband p{font-size:17px;margin-bottom:24px;color:#F0D9DD;max-width:640px;margin-left:auto;margin-right:auto}
/* inner layout */
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:40px;align-items:start}
.twocol>article{min-width:0}
.panel-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:34px 38px;box-shadow:var(--shadow);margin-bottom:22px}
.panel-card h2{font-family:var(--font-disp);font-size:clamp(1.55rem,3vw,2.05rem);margin-bottom:14px;color:var(--ink)}
.panel-card h3{font-size:1.15rem;margin:20px 0 8px;color:var(--rose-d)}
main p + p{margin-top:14px}
.panel-card,.loc-fact,.footer,.insight-card{overflow-wrap:anywhere}
.panel-card p{max-width:72ch}
.panel-card a{font-weight:700}
.icon-list{list-style:none;margin:16px 0 0;padding:0;display:grid;gap:12px}
.icon-list li{display:flex;align-items:flex-start;gap:12px}
.icon-list .ico{flex:none;width:25px;height:25px;border-radius:50%;background:var(--gold);color:var(--ink);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:13px;margin-top:2px}
.cardgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:16px}
.minicard{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:18px 20px;position:relative}
.minicard h3{font-size:15.5px;margin:0 0 6px;color:var(--rose-d)}
.minicard p{font-size:15px;color:var(--ink);max-width:none}
.insight-card{background:var(--soft);border:1px solid var(--line);border-radius:18px;padding:30px 36px;margin-bottom:22px;position:relative}
.insight-card:before{content:"";position:absolute;top:22px;bottom:22px;left:0;width:5px;border-radius:0 4px 4px 0;background:var(--rose)}
.insight-card h2{font-family:var(--font-disp);font-size:clamp(1.45rem,2.8vw,1.9rem);margin-bottom:12px}
.localnote .tag{display:inline-block;background:var(--rose);color:#fff;font-size:11.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:4px 10px;border-radius:100px;margin-bottom:10px}
.stepslist{list-style:none;counter-reset:s;margin:16px 0 0;padding:0;display:grid;gap:14px}
.stepslist li{counter-increment:s;display:flex;gap:14px;align-items:flex-start}
.stepslist li:before{content:counter(s);flex:none;width:34px;height:34px;border-radius:50%;background:var(--rose);color:#fff;font-family:var(--font-head);font-weight:700;display:flex;align-items:center;justify-content:center}
.stepslist h3{margin:0 0 4px;font-size:1.02rem;color:var(--ink)}
.stepslist p{margin:0;font-size:15.5px}
.inline-cta{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;background:var(--rose-d);color:#fff;border-radius:16px;padding:22px 28px;margin-bottom:22px}
.inline-cta p{max-width:560px;color:#F6E6E9}
.sidecard{position:sticky;top:104px;align-self:start;background:#fff;border:1px solid var(--line);border-top:5px solid var(--gold);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow-lg)}
.sidecard .side-kick{font-family:var(--font-head);font-size:12px;font-weight:800;letter-spacing:.09em;text-transform:uppercase;color:var(--rose)}
.sidecard h2{font-size:19px;margin:8px 0 8px}
.sidecard p{font-size:15px;color:var(--gray);margin-bottom:14px}
.sidecard .btn{width:100%}
.sidecard ul{list-style:none;margin:16px 0;display:grid;gap:8px}
.sidecard li{font-size:14.5px;font-weight:700;display:flex;gap:8px}
.sidecard li:before{content:"\2713";color:var(--rose);font-weight:800}
.sidecard .side-link{font-size:14.5px;font-weight:800;text-decoration:none;display:block;border-top:1px solid var(--line);padding-top:12px}
.loc-facts{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-bottom:22px}
.loc-fact{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;box-shadow:var(--shadow)}
.loc-fact h2{font-family:var(--font-head);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--rose);margin-bottom:6px}
.loc-fact p{font-size:15px}
.faq{margin-top:6px}
.faq-item{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;overflow:hidden;background:#fff}
.faq-q{width:100%;text-align:left;background:#fff;border:0;padding:16px 50px 16px 18px;font-family:var(--font-head);font-weight:700;font-size:15.5px;color:var(--ink);cursor:pointer;position:relative;line-height:1.35}
.faq-q:after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);font-size:22px;color:var(--rose);transition:transform var(--trans)}
.faq-item.open .faq-q:after{content:"\2212"}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-item.open .faq-answer{max-height:1400px}
.faq-answer .faq-in{padding:0 18px 18px}
.faq-answer p{font-size:15.5px}
.map-sec{padding:0 0 clamp(3rem,6vw,4.5rem);background:#fff}
.map-sec h2{font-family:var(--font-disp);font-size:clamp(1.5rem,3vw,2rem);margin-bottom:14px}
.map-wrap{position:relative;padding-bottom:42%;height:0;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}
.map-wrap iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.map-small{margin-top:16px}
.map-small .map-wrap{padding-bottom:56%}
.bloggrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.blogcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:8px}
.blogcard .thumb{display:block;margin:-22px -22px 6px;overflow:hidden;border-radius:var(--radius) var(--radius) 0 0;aspect-ratio:16/9;background:var(--line)}
.blogcard .thumb img{width:100%;height:100%;object-fit:cover;display:block}
.blogcard .tagline{font-size:12px;font-weight:800;color:var(--rose);letter-spacing:.08em;text-transform:uppercase}
.blogcard h3{font-size:17px}
.blogcard h3 a{text-decoration:none;color:var(--ink)}
.blogcard p{font-size:14.5px;color:var(--gray)}
.blogcard .more{font-weight:800;font-size:14px;text-decoration:none;margin-top:auto}
.prose-max{max-width:880px;margin:0 auto}
.byline{font-size:13.5px;color:#F0D9DD;margin-bottom:14px}
.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:22px}
.footer{background:#fff;border-top:1px solid var(--line);padding:50px 0 28px;font-size:14.5px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px}
.footer-h{color:var(--ink);font-family:var(--font-head);font-size:16px;margin-bottom:12px}
.footer a{color:var(--gray);text-decoration:none;display:block;margin-bottom:7px}
.footer a:hover{color:var(--rose)}
.footer address{font-style:normal;color:var(--gray);margin-bottom:8px}
.footer .logo img{height:48px;margin-bottom:12px}
.footer a.tel{color:var(--rose);font-weight:800;display:inline-block}
.footer-bottom{margin-top:30px;padding-top:18px;border-top:1px solid var(--line);color:var(--gray);font-size:13.5px}
.sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--rose-d);z-index:8000;padding:12px 16px;box-shadow:0 -6px 20px rgba(0,0,0,.15)}
.sticky-cta a{display:flex;align-items:center;justify-content:center;gap:8px;color:#fff;font-weight:800;font-size:15.5px;text-decoration:none}
.float-call{position:fixed;right:22px;bottom:22px;width:56px;height:56px;border-radius:50%;background:var(--gold);color:var(--ink);display:flex;align-items:center;justify-content:center;font-size:24px;text-decoration:none;box-shadow:0 10px 24px rgba(0,0,0,.25);z-index:7000}
.float-call:hover{background:var(--gold-d);color:var(--ink)}
@media(max-width:1200px){.footer-grid{grid-template-columns:1.5fr 1fr 1fr 1fr}}
@media(max-width:900px){
.hero-grid,.insurepanel,.twocol{grid-template-columns:minmax(0,1fr)}
.cards,.why,.bloggrid,.contact-grid{grid-template-columns:1fr 1fr}
.steps{grid-template-columns:1fr 1fr;gap:26px 0}
.steps:before{display:none}
.areas{grid-template-columns:1fr 1fr}
.sidecard{position:static}
.footer-grid{grid-template-columns:1fr 1fr}
.nav-links{gap:.8rem}
.nav-links a{font-size:13.5px}
}
@media(max-width:768px){
.nav-links{display:none}
.hamburger{display:flex}
.sticky-cta{display:block}
.float-call{display:none}
body{padding-bottom:62px}
.topbar-loc{display:none}
.topbar-inner{justify-content:center}
.logo img{height:40px}
}
@media(max-width:600px){
.cards,.why,.bloggrid,.contact-grid,.cardgrid,.loc-facts,.steps{grid-template-columns:1fr}
.areas{grid-template-columns:1fr 1fr}
.panel-card,.insight-card{padding:24px 20px;border-radius:14px}
.footer-grid{grid-template-columns:1fr}
.hero{padding:44px 0}
.map-wrap{padding-bottom:75%}
.container{padding:0 16px}
.inline-cta{padding:20px}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important}}